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Background on: Earthquake insurance and risk
March 27, 2026

... from fire following a quake. These losses could involve claims for business interruption and additional living expenses as well. Cars ... losses, the insurance industry ended up paying out more in claims for this quake than it had collected in earthquake premiums over the ...


Short-Term Rentals Pose °µÍø½ûÇø Risks for Homeowners and Multi-Unit Dwellings
March 11, 2026

... basis. Failing to notify insurers can result in denied claims, reduced liability coverage, higher deductibles, or even policy ... as higher risk due to increased guest turnover and liability claims. Additionally, owners need to comply with local zoning laws, permits and ...


Recovering from a tornado
March 5, 2026

... are unsure about a contractor's credentials, contact your claims adjuster, the Better Business Bureau, or your local Chamber of Commerce. ... agent or insurance company as soon as possible to begin the claims process. If you have vacated the premises, make sure your representative ...


Tornado facts and safety
March 5, 2026

... Contact your insurer as soon as possible to begin the claims process . After disasters, insurers typically prioritize the most ...


Facts + Statistics: Careers and employment
March 5, 2026

... relations, and financial analysts. Some jobs, including claims adjusters, actuaries and insurance underwriters, are unique to the ... includes these entries:​ Actuaries Claims adjusters appraisers examiners and investigators °µÍø½ûÇø ...


Diversity and inclusion in the insurance industry
March 5, 2026

... diversity by occupation, including insurance sales agents, claims adjusters, insurance claims and policy processing clerks, insurance underwriters and actuaries. ...


Cyber insurance: a key part of a robust business strategy
October 12, 2023

... a regulatory investigation, breach of contract or negligence claims, and class action lawsuits. What isn't covered by cyber ...


Understanding the Difference Between Stock and Mutual °µÍø½ûÇø Companies
February 20, 2026

... to see if the company is financially stable and able to pay claims: A.M. Best , Standard & Poor’s , or Moody’s . ... the coverage types and limits that fit your needs. Claims Service : Look for a company with a reputation for fair and timely ...


How legal system abuse drives social inflation
July 17, 2022

... practices which increase costs and time to settle insurance claims. While litigation is considered a policyholder’s last resort, legal ... has found. Legal system abuse refers to disputed insurance claims which could have been resolved without litigation. ...


Lloyd’s Marketplace Underscores Importance to U.S. Economy as Risks Intensify
February 6, 2026

... structure separates capital provision from underwriting and claims operations, enabling flexibility and rapid innovation. The United ... and Lloyd’s pays an average of $13 billion in U.S. claims annually. Lloyd’s also supplied more than $20 billion in U.S. surplus ...