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New York Drivers Pay Fourth-Highest Auto Costs in the Nation, Triple-I Finds
January 25, 2026

... “In New York, elevated repair costs, severe injury claims, high claims-handling expenses, and frequent accidents all combine to put persistent ...


Background on: Wildfires
January 16, 2026

... losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. ...


No U.S. Hurricane Landfalls, but 2025 Season Exposes Growing Preparedness Gaps
January 12, 2026

... areas, and invest in mitigation measures that reduce overall claims exposure.”   About the Information Institute ...


Triple-I: One Year After L.A. Wildfires, Rebuilding Focuses on Stronger, More Resilient Homes
January 6, 2026

... sharper focus.  Recovery by the Numbers  Claims payments:  Property/casualty insurers have paid more than $22.4 billion to policyholders so far. Claims payments are expected to rise as rebuilding moves from planning to ...


Understanding the insurance claims payment process
January 2, 2026

... and file for an additional amount. Most policies require claims to be filed within one year from the date of disaster; check with your ... backer is a co-insured, they will have to endorse the claims payment check before you can cash it. Depending on the ...   Next steps: We can't reinforce it enough - claims are easier to make when you have a home inventory ready ! ...


Triple-I: Homeowners Market Shows Early Signs of Stabilization as Post-COVID Inflation Pressures Level-Set Into ‘New Normal’ For Risk Pricing
December 17, 2025

... for consumers. Insurers must remain strong enough to pay claims promptly after disasters, maintain coverage in high-risk regions, and ... A stable market supports consumers by promoting reliable claims-paying ability, encouraging continued investment in risk mitigation, and ...


Employment practices liability insurance
November 21, 2025

... Liability (EPLI) covers businesses against claims by workers that their legal rights as employees have been violated. These claims can include: Sexual harassment Discrimination Wrongful ...


What is employment practices liability insurance (EPLI)?
November 21, 2025

... Liability (EPLI) covers businesses against claims by workers that their legal rights as employees have been violated. These claims can include: Sexual harassment Discrimination Wrongful ...


Which disasters are covered by homeowners insurance?
November 19, 2025

... — and insurers are increasingly denying claims based on neglected maintenance. Sewer backup remains typically ... disaster? We're sorry—but maybe these tips will make the claims process easier for you . ...


Background on: fraud
November 19, 2025

... insurance fraud. Common frauds include "padding" (inflating claims), misrepresenting facts on an insurance application, submitting claims for injuries or damage that never occurred, and staging accidents. ...