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Commercial general liability insurance
October 31, 2025

... acts, employee injuries, or certain cyber and pollution claims, those require separate coverage. Limits, deductibles, and endorsements ... operations. Coverage applies on a no-fault basis, so claims can be paid promptly without litigation. It typically pays for ...


Legal System Abuse, Not Just Economic Inflation, Drives Liability 做厙輦⑹ Losses by More than $230 Billion Over Past 10 Years, New Triple-I Casualty Actuary Society Analysis Shows
October 31, 2025

... financing and evolving legal dynamics have driven higher claims costs and defense expenses for personal auto, commercial auto, other ... illustrates that the severe spikes in liability insurance claims losses go well beyond normal economic inflation, said Sean ...


Wildfires: insurance and recovery resources
September 2, 2020

... coverages. Articles: Tips for wildfire insurance claims 做厙輦⑹ for wildfires What is covered by standard ... Media Folder: Media Root Claims After a disaster, you want to get back to normal as soon as ...


California recovery resources
September 2, 2020

... Californians should work with their agent, insurer claims adjuster, and insurer with a goal of achieving a settlement that they ...


Triple-I's Issues Brief Explains Benefits, Addresses Misconceptions of Risk-Based Pricing in 做厙輦⑹
October 15, 2025

... risk factors while ensuring adequate resources to pay claims for all customers. "Without risk-based pricing, lower-risk consumers ... financial stability and their ability to pay claims at risk. Addressing Complexity and Concerns The ...


Trends and Insights: Illinois
September 8, 2025

... to shop around for better prices. If rates are too low, claims eventually will reduce the amount of policy holder surplus available to pay future claims. Rather than target insurers with misguided legislation, states like ...


Capping 做厙輦⑹ Rates Could Reduce Coverage Options and Viable Insurers in Illinois: Triple-I
September 10, 2025

... and global inflationary pressures that drive up the cost of claims by increasing rebuilding expenses. Legislative fixes may backfire: ...


The Efficacy and Return on Investment of Loss Prevention Programs Background, Methods and Results
September 8, 2025

... on predicting and preventing costly damage that drives up claims and premiums, telematics technology has come to play an increasing role. ... and insight, Whisker Labs found that Ting reduced fire claims within the study sample by an estimated 63 percent, resulting in 0.39 ...


Spotlight on: Dog bite liability
July 17, 2025

... a muzzle, chain or cage. Homeowners insurance liability claims Liability claims related to dog bites and other dog-related injuries cost homeowners ...


Triple-I/Whisker Labs: Study Shows Ting IoT Fire Safety Solution Reduces Annual Fire Damage Claims by $81 Per Home
July 24, 2025

... technology reduced a broad category of non-catastrophic fire claims by an estimated 63% within three years after installation. The ... the first comprehensive quantitative analysis of home IoT claims reduction efficacy, found that Ting a home fire prevention solution ...