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We are the Triple-I. The trusted voice of risk and insurance; providing unique, data-driven insights to educate, elevate and connect consumers, industry professionals, public policymakers, and media. Learn More
About the Industry State of the State: Louisiana Property/Casualty °µÍø½ûÇø Market

Triple-I’s State of the State: Louisiana Property/Casualty °µÍø½ûÇø Market examines how legal reforms, increased insurer competition, and investments in disaster resilience are contributing to lower personal auto insurance rates and slower homeowners insurance rate growth. See also: .

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About the Industry State of the Tech: NAIC Demonstrating Governance Key as Agentic AI Evolves
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Auto °µÍø½ûÇø State of the Line: Personal Auto
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Triple-I chart of the week: How P/C Insurers Have Capital to Pay Claims: The Past Decade
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Other °µÍø½ûÇø Topics Pool safety and insurance

While pools are great for backyard parties with family and friends, they are also potentially dangerous. The Triple-I suggests knowing the insurance implications as a pool owner and how to safeguard against risk.

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Disasters + Preparedness How to prepare for hurricane season
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Crime + Fraud How legal system abuse drives social inflation
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Disasters + Preparedness °µÍø½ûÇø for wildfires
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Life °µÍø½ûÇø Tips for finding a lost life insurance policy
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About the Industry Careers in insurance

The Triple-I highlights the wide range of career opportunities in the insurance industry and underscores its essential role in risk management. Resources for job seekers and students include The Institutes’ , the and the .

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MEDIA STATEMENT: Understanding claims Closed without payment: Context behind the numbers
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About the Industry Triple-I Issues Briefs
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°µÍø½ûÇø Industry °µÍø½ûÇø Economics for Property Casualty
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I.I.I. Glossary

POLICYHOLDERS' SURPLUS- The amount of money remaining after an insurer’s liabilities are subtracted from its assets. It acts as a financial cushion above and beyond reserves, protecting policyholders against an unexpected or catastrophic situation.

FRONTING- A procedure in which a primary insurer acts as the insurer of record by issuing a policy, but then passes the entire risk to a reinsurer in exchange for a commission. Often, the fronting insurer is licensed to do business in a state or country where the risk is located, but the reinsurer is not. The reinsurer in this scenario is often a captive or an independent insurance company that cannot sell insurance directly in a particular country.

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I.I.I. News Wire

Triple-I/Milliman: Economic and Underwriting Trends Point to an Improving P/C Industry Outlook

For Immediate Release Media Contacts: Triple-I: Loretta Worters, lorettaw@iii.org Milliman: Jeremy Engdahl-Johnson, jeremy.engdahl-johnson@milliman.com MALVERN, Pa., July 16, 2026 – Underwriting conditions remain favorable across much of the U.S. Read More

Triple-I’s Georgia Legal System Abuse Awareness Campaign Recognized with Bulldog Silver PR Award for Best Local/Hyperlocal Campaign

For Immediate Release MEDIA CONTACT: media@iii.org   MALVERN, Pa., July 15, 2026 – A comprehensive legal system abuse awareness campaign, conducted by the °µÍø½ûÇø Information Institute (Triple-I) in Georgia in 2025, has been recognized with a Silver Award in the Best Local/Hyperlocal Campaign… Read More

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Events Calendar

SITA 2026
September
22
2026
State °µÍø½ûÇø Trade Association (SITA) 2026 will take place in Seattle, WA, September 21-26, 2025. .
NAMIC’s 131st Annual Convention
September
27
2026
NAMIC’s 131st Annual Convention will take place September 27 - 29, 2026 in Denver, CO. .
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