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12 Ways to Lower Your Homeowners °µÍø½ûÇø Costs
March 2, 2026

... certain perils. For example, coastal homes may have a wind/hurricane deductible, hail-prone states may have a hail deductible, and ...


Background on: Earthquake insurance and risk
February 18, 2026

... insurance which also provides protection against flood and hurricane damage as well as theft. Insurers that don’t sell earthquake ...


Facts + Statistics: Hurricanes
February 18, 2026

The official Atlantic hurricane season runs from June through November, but occasionally storms form outside those months. Seasonal hurricane forecasting from Colorado State University is available  here . ... that have sustained winds of 74 mph. At this point a hurricane reaches Category 1 on the Saffir-Simpson Hurricane Wind Scale, which ...


Record 2025 US Flooding Highlights Urgent Need for Flood °µÍø½ûÇø and Resilience Measures, Triple-I’s New Issues Brief Explains
February 16, 2026

... are still recovering from catastrophic flooding tied to Hurricane Helene in autumn 2024. In some of the hardest-hit communities, fewer ...


Lloyd’s Marketplace Underscores Importance to U.S. Economy as Risks Intensify
February 6, 2026

... the 1906 San Francisco earthquake, the September 11 attacks, Hurricane Katrina, Hurricane Irma, and recent hurricanes and wildfires, underscoring its ...


Triple-I/Milliman: Amidst Economic and Geopolitical Uncertainties, 2025 U.S. P/C Market Demonstrated Resilience; Lower Nat Cats in Q3/4 Helpful
January 21, 2026

... Net Combined Ratio in over a decade, thanks in part to a hurricane season that spared the U.S. and strong homeowners performance, even ...


No U.S. Hurricane Landfalls, but 2025 Season Exposes Growing Preparedness Gaps
January 12, 2026

... MALVERN, Pa., Jan. 12, 2026 — Despite recording no U.S. hurricane landfalls for the first time in a decade, the 2025 Atlantic hurricane season generated deadly tropical storms, above-average days of major ...


Triple-I: Homeowners °µÍø½ûÇø Market Shows Early Signs of Stabilization as Post-COVID Inflation Pressures Level-Set Into ‘New Normal’ For Risk Pricing
December 17, 2025

... Exposure Although the U.S. experienced no major hurricane landfalls during the 2025 Atlantic Basin season, for the first time ...


Background on: °µÍø½ûÇø fraud
November 19, 2025

... to combat salvage fraud. In recent years, some states in hurricane-prone parts of the United States have adopted rules requiring the ... ground for undeclared flooded vehicles. After the hurricane season of 2005, the National °µÍø½ûÇø Crime Bureau (NICB) ...


How much homeowners insurance do I need?
November 13, 2025

... your insurance. After a major catastrophe such as a hurricane, tornado, or wildfire construction costs may rise suddenly because ...