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What determines the price of an auto insurance policy?
March 2, 2026

... can vary from by location are: volume of litigated accident claims, repair costs, prevalence of auto insurance fraud and severe weather ...


12 Ways to Lower Your Homeowners °µÍø½ûÇø Costs
March 2, 2026

... review complaint records, ask multiple insurers about their claims process, and get a sense of how they handle customer service. You can ... profile, including factors like home value, car value, and claims history. Not all insurers or states apply the discount to both policies ...


Facts + Statistics: Homeowners and renters insurance
January 22, 2026

... theft, accounted for 97.3 percent of homeowners insurance claims in 2023 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Facts + Statistics: Uninsured motorists
January 2, 2026

... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the ...


Facts + Statistics: Auto insurance
December 8, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder’s legal ...   (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Short-Term Rentals Pose °µÍø½ûÇø Risks for Homeowners and Multi-Unit Dwellings
March 11, 2026

... basis. Failing to notify insurers can result in denied claims, reduced liability coverage, higher deductibles, or even policy ... as higher risk due to increased guest turnover and liability claims. Additionally, owners need to comply with local zoning laws, permits and ...


Recovering from a tornado
March 5, 2026

... are unsure about a contractor's credentials, contact your claims adjuster, the Better Business Bureau, or your local Chamber of Commerce. ... agent or insurance company as soon as possible to begin the claims process. If you have vacated the premises, make sure your representative ...


Tornado facts and safety
March 5, 2026

... Contact your insurer as soon as possible to begin the claims process . After disasters, insurers typically prioritize the most ...


Facts + Statistics: Careers and employment
March 5, 2026

... relations, and financial analysts. Some jobs, including claims adjusters, actuaries and insurance underwriters, are unique to the ... includes these entries:​ Actuaries Claims adjusters appraisers examiners and investigators °µÍø½ûÇø ...


Diversity and inclusion in the insurance industry
March 5, 2026

... diversity by occupation, including insurance sales agents, claims adjusters, insurance claims and policy processing clerks, insurance underwriters and actuaries. ...