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Facts + Statistics: Auto insurance
July 7, 2026

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder’s legal ...   (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Fact sheet: Unclaimed life insurance policies
July 1, 2026

... develops a reputation for ignoring or not paying legitimate claims. Life insurers prioritize honoring their moral and contractual ...


12 Ways to Lower Your Homeowners °µÍø½ûÇø Costs
May 1, 2026

... review complaint records, ask multiple insurers about their claims process, and get a sense of how they handle customer service. You can ... profile, including factors like home value, car value, and claims history. Not all insurers or states apply the discount to both policies ...


Facts + Statistics: Uninsured motorists
April 1, 2026

... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the ...


Facts + Statistics: Homeowners and renters insurance
March 24, 2026

... theft, accounted for 97.3 percent of homeowners insurance claims in 2023 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Triple-I/Milliman: Economic and Underwriting Trends Point to an Improving P/C Industry Outlook
July 15, 2026

... industry as economic drivers stabilize and moderating claims-cost pressures support stronger underwriting results, according to the ... line responds differently to economic conditions, persistent claims drivers such as legal system abuse, and changing exposures, making ...


°µÍø½ûÇø Economics for Property Casualty
May 17, 2023

... Chart of the Week: How P/C Insurers Have Capital to Pay Claims: The Past Decade ( JPG FILE ) View Archived Chart of the Week ...


Triple-I: Louisiana °µÍø½ûÇø Reforms Begin to Deliver Rate Relief, but Challenges Remain Due to Impacts of Legal System Abuse, Fraud
July 13, 2026

... significant headwinds persist. Louisiana’s personal auto claims litigation rate remains more than twice the U.S. average, and bodily injury claims run nearly double the national norm. Legal system abuse, including ...


What determines the price of an auto insurance policy?
July 1, 2026

... can vary from by location are: volume of litigated accident claims, repair costs, prevalence of auto insurance fraud and severe weather ...


State of the Tech: NAIC Demonstrating Governance Key as Agentic AI Evolves
June 30, 2026

... is reshaping the insurance industry, from underwriting and claims to fraud detection and customer service. As adoption accelerates, ...