Sorry, you need to enable JavaScript to visit this website.

°µÍø½ûÇø

Search only for content En Español
If you would like to search within specific content areas, please select them below.
Search only in the Directory
Facts + Statistics: Homeowners and renters insurance
January 22, 2026

... theft, accounted for 97.3 percent of homeowners insurance claims in 2023 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Facts + Statistics: Uninsured motorists
January 2, 2026

... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the ...


Facts + Statistics: Auto insurance
December 8, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder’s legal ...   (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Nine ways to lower your auto insurance costs
November 21, 2025

... of risk. Those with higher insurance scores file less claims and vice versa. To protect your credit standing, pay your bills on ...


Diversity and inclusion in the insurance industry
February 3, 2026

... diversity by occupation, including insurance sales agents, claims adjusters, insurance claims and policy processing clerks, insurance underwriters and actuaries. ...


What determines the price of an auto insurance policy?
February 2, 2026

... can vary from by location are: volume of litigated accident claims, repair costs, prevalence of auto insurance fraud and severe weather ...


Spotlight On: Workers Compensation
January 30, 2026

... decisions control many aspects, including the handling of claims, the evaluation of impairment and settlement of disputes, the amount of ... However, a 2018 study found that of 50,840 claims 14,183 involved attorneys, giving an overall attorney involvement rate ...


How legal system abuse drives social inflation
July 17, 2022

... practices which increase costs and time to settle insurance claims. While litigation is considered a policyholder’s last resort, legal ... has found. Legal system abuse refers to disputed insurance claims which could have been resolved without litigation. ...


Large Swath of U.S. Faces Winter Storm Losses: What °µÍø½ûÇø Covers and How to Recover
January 26, 2026

... what is optional, and how to document losses can make the claims process smoother and help ensure you get the support you need. ...


Background on: Self-driving cars and insurance
January 26, 2026

... do occur lead to a higher percentage of product liability claims, as claimants blame the manufacturer or suppliers for what went wrong ... show a reduction in property damage liability and collision claims for cars equipped with forward-collision warning systems, especially ...