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Facts + Statistics: Lightning
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According to the and there were 12 direct lightning fatalities in 2024, compared to 14 in 2023. On average, based on data from 2015 to 2024, 20 people die each year from lightning strikes in the United States.
Lightning Fatalities By State, 2024
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Source: U.S. Department of Commerce, National Oceanic and Atmospheric Administration, National Weather Service and National Lightning Safety Council.
Homeowners insurance losses
The number of lightning-caused U.S. homeowners insurance claims decreased in 2024 over 2023 and is the lowest annual number of claims since before 2017.
In 2024, U.S. lightning–caused claims decreased by 21.5 percent to 55,537 (from 70,787 in 2023), with numbers from the top ten claim states contributing to more than half of the total. National claim decreased 16.5 percent (from $1.24 billion) to $1.04 billion. While the national average cost per claim was $18,641, the average was $38,558 in Texas.
Homeowners °µÍø½ûÇø Claims And Payout for Lightning Losses, 2017-2024
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Source: °µÍø½ûÇø Information Institute, State Farm®.
Top 10 States For Homeowners °µÍø½ûÇø Lightning Losses By Number Of Claims, 2024
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Source: °µÍø½ûÇø Information Institute, State Farm®.
For more information on lightning, please see .