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Top 10 Costliest World Natural Disasters By Insured Losses, 2025 (1)

(US$ billions)

Rank Date Country/region Event Insured loss (2)
1 Jan. 7-28 U.S. Palisades Fire $23.0
2 Jan. 7-28 U.S. Eaton Fire 18.0
3 Mar. 14-16 U.S. Severe Convective Storm 8.1
4 May 14-16 U.S. Severe Convective Storm 6.0
5 Apr. 1-7 U.S. Mississippi Valley Floods 3.0
6 May 17-20 U.S. Severe Convective Storm 2.5
7 Oct. 24-31 Caribbean Hurricane Melissa 2.5
8 Jun. 15-17 U.S. Severe Convective Storm 2.0
9 Apr. 17-20 U.S. Severe Convective Storm 2.0
10 Mar. 28-31 U.S., Canada Severe Convective Storm 1.9
All other events       58.0
Total 2025       $127
(1) Natural disasters that cause at least US$25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Hurricane losses in the United States include National Flood °µÍø½ûÇø Program losses. As of January 2026. (2) Includes losses sustained by private insurers and government-sponsored programs. Subject to change as loss estimates are further developed. Note: Loss data shown here may differ from figures shown elsewhere for the same event due to differences in the date of publication, the geographical area covered and other criteria used by organizations collecting the data.