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Estimated Insured Property Losses, U.S. Natural Catastrophes, 2016-2025 (1)

($ billions)

Year In dollars when occurred In 2025 dollars (2)
2016 $31.9 $43.1
2017 96.2 127.2
2018 60.9 78.6
2019 39.2 49.8
2020 81.1 101.6
2021 93.3 111.8
2022 108.6 119.2
2023 81.1 86.4
2024 115.6 119.6
2025 103.1 103.1
(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood °µÍø½ûÇø Program. Subject to change as loss estimates are further developed. As of January 2026. Adjusted for inflation by Aon using the U.S. Consumer Price Index. Source: Aon.